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Dodging Dilnot
Reform of long-term care funding in England has been overdue for at least a decade. Before the financial crisis, this was a tough challenge for policymakers. Now, it looks like a nightmare.
Blogs
Blogs
The potential effect of an ‘economic war’
It really started in the summer of 2008, when Lehman Brothers collapsed and the global financial system teetered on meltdown. Going about their lives on the weekend of September 13th, ordinary people had to come to terms with a strange, new reality: risks and uncertainties they were not familiar with and […]
Blogs
Pensions without tiers
The Chancellor’s Budget announcement that a new single-tier state pension will be introduced early in the next Parliament – above the level of the current means tested Guarantee Credit – represents a personal triumph for pensions minister Steve Webb, and starts the clock ticking to the abolition of means tested […]
Blogs
Pilot Error
With the cross-party talks on social care funding reform now under way, there is at least one option that should not ruled out by politicians: piloting.
Blogs
Pensions: Assessing the cost of auto-enrolment delay
Just occasionally, it is possible to do a piece of research that tests very precisely the direction of public policy. Last week, the Strategic Society Centre published a major piece of quantitative research we undertook with the Institute for Social and Economic Research (ISER) at the University of Essex. The research […]
Blogs
Dilnot and the costs of long-term care
Actuaries were naturally excited by the final report of the Dilnot Commission on Funding of Care and Support. It is rare that major public policy proposals are so clearly built around observations on the nature of risk and uncertainty.