Who Saves for Retirement?

Who Saves for Retirement

A landmark research report looking at the savings decisions of over 25,000 UK workers, and the factors that influence participation in pension saving.

The research was undertaken in partnership with the Institute for Social and Economic Research (ISER) at the University of Essex.

Made possible by the support of Prudential, “Who Saves for Retirement?” represents one of the most comprehensive studies of the factors determining participation in pension saving ever undertaken.

The study uses data from the first wave of the Wealth and Assets Survey to explore the prevalence of pension saving across the population, and the precise influence of individual, household and employer characteristics on participation in pension saving.

The research examines the prevalence of occupational and personal pension saving across the population, and the differing behaviour of men and women.

Other themes explored in the study include how individuals expect to fund their retirement, the influence of financial commitments on pension saving, and the role of employers.

The original research design for ‘Who Saves for Retirement?’ was by James Lloyd of the Strategic Society Centre. This research design was then developed and implemented by Mark Bryan, Birgitta Rabe and Mark Taylor of ISER.

You can download a PDF copy of the research report at the bottom of the page, along with the slides used at the launch event for the research.

Authors: Mark Bryan, Birgitta Rabe, Mark Taylor (ISER) and James Lloyd (Strategic Society Centre)

Download the report: Who Saves for Retirement

Download the slides: Who Saves for Retirement – Executive Summary slide-pack

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